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These enable you to gather information, influence outcomes. Any rating in an IA shows a level of professional competence or natural talent.

These help you survive the world.  They differ from IAs in that they provide points to alter dice rolls - more points put in the better the roll. 

These help you survive the mystical and occult, although no God fearing man should be concerned with such.

Blessings cost. Curses pay.  Both affect the narrative and PC behaviours. They do not operate as skills, they are description of what you are.

Starting possessions, Experience and Gloriana points.